Insurance
Data-driven property analysis
Advanced data analytics and actuarial tools designed to enhance rate segmentation and prevent premium leakage.)
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Improve your bottom line
Ensure your pricing strategies remain accurate and competitive. Leverage location intelligence to easily keep track of evolving climate conditions and property risks.
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Actuarial confidence
Aerial imagery is captured in sub-3” GSD and refreshed up to 3x per year — providing valuable property insights for 87% of the U.S. population. This level of resolution and frequency ensures the best property insights for accurate ratings.
AI attributes, risk detections, and peril scores
130+ AI detections — including roof material, roof condition, and property condition — as well as a Roof Age solution deliver a complete picture of the current state of a property, so you can adjust the premium or deductible accordingly.
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Maintain profitability in hazardous regions
Move beyond regional rating models by pricing each property based on its specific vulnerabilities, resulting in more accurate and fair premiums.
Prevent premium leakage
Gain a comprehensive view of property risk, helping to avoid underpricing and protect your bottom line.
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Competitive advantage
Attract new business by offering superior pricing and protection based on precise risk evaluations.
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Pre-filed peril scores
Confidently apply risk models to your ratings. We work with Milliman Appleseed to pre-file our peril scores throughout the country.
Hail scores (Vulnerability & Claim Predictor)
Wind scores (Vulnerability & Claim Predictor)
Validated Models for Rating
Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S. Backed by Milliman, one of the world's largest providers of actuarial, risk management, and technology solutions, Appleseed enables insurtechs to meet regulatory requirements faster, more easily, and at lower cost. Collaborating with Milliman Appleseed and using their extensive ratemaking experience and trusted relationships with state insurance regulators, Nearmap predictive peril scores are validated for fast, cost-efficient approvals.
Our property intelligence. Your workflows.
Data API
Seamless integration with your policy workflows
Analytics UI
Surfaces property risk drivers
Single Sign-On (SSO)
Streamlines user experience & access control
Core system integration
Instant access to our intel within your core system
External data warehouse
Enables full analysis of your portfolio
PDF property profiles
On-demand sharable property profiles
Reliably fresh property data
Experience accurate analytics by powering your software with leading property data.
Platforms
Imagery
Insights
Get started today
See how property intelligence can enhance rate segmentation and prevent premium leakage
Try Nearmap