2.5 – 3.5 years old. Verified by Imagery and Permits. Trust Score: 99%
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Today’s roof intelligence is defined by the combination of multiple data sources powered by advanced artificial intelligence. Nearmap Roof Age Gen2 integrates diverse datasets into a single, preprocessed, and highly accurate solution.
Consistent, high-resolution aerial imagery provides foundational visual evidence to identify roof replacement.
AI and deep learning models analyze imagery to detect subtle signs of aging, roof condition, and change events with a level of precision that surpasses human analysis.
Analyze roof-related permits using a large language model (LLM).
Year-built information that’s cross-referenced with imagery and AI insights.
Integrating climate data helps the model understand the environmental stressors a roof has endured, such as hail events or high winds.
Extrapolate roof age with AI insights and climate data, based on the roof characteristics and condition captured in the imagery.
Accelerate the quoting process by pre-filling roof age data and providing a more accurate quote.
Select better risk, avoid losses, and accelerate the quote-to-bind process.
Fine-tune rating algorithms to accurately price policies and determine policy terms such as ACV vs RCV and the roof payment schedule. Reveal older roofs to minimize premium leakages, and identify newer roofs to offer more competitive pricing.
Prioritize physical inspections for properties with older roofs to better manage and mitigate overall risk.
Enhance how you assess roof risks with accurate, reliable, and fast data. With sound AI models and unmatched depth, our roof intelligence allows insurers to streamline workflows, reduce costs, and mitigate risks.
A vast imagery archive powers an unrivaled training dataset that delivers trusted, consistent, and permanent roof age insights.
Get results in sub-2 seconds — a speed that’s essential for real-time quoting.
Eight evidence types and clear trust scores — combining imagery, permits, and AI analysis — create the most comprehensive and defensible roof age solution on the market.
Align roof age estimates with ownership data, such as townhouses and multi-unit commercial properties, for more precise and powerful results.
By combining exact roof age with other AI-driven attributes like roof condition, materials, and the presence of solar panels, insurers gain a complete understanding of property risk. This allows for better risk selection, confident underwriting decisions, and a reduction in loss exposure.
No more guessing game
Without comprehensive data, your knowledge may be lacking. Was the roof replaced before the most recent purchase? Is the homeowner or agent incentivized to understate the roof's age to obtain a lower insurance premium? 66% of homeowners underestimate by 5 years, while 20% of homeowners underestimate by 15 years. Roof Age pinpoints the roof’s age so you can quit the guessing game.
No more missing data
Not every municipality has data available. Some permits may be filed improperly, not filed at all, or have unmatched zip codes. Even if permits were filed, the repairs may not have been done, or indicate a full roof replacement when only a part was repaired. Roof Age gives you every insight so you're not overlooking critical information.
No more physical inspections
Physical reporting can take months. It also involves scheduling with policyholders and inspectors, which further complicates the process. Large or complex roofs may require additional resources like drones and extra labor to get a full analysis. Roof Age replaces costly, time-consuming physical inspections by providing accurate property intelligence from any connected device.