Insights
Know which way the wind blows
Get the insights to know a property’s overall claims risk after a wind event, improving selection and rate segmentation.
Houston, TX
Severe wind event, May 2024
Predict & prevent wind losses
Wind Risk Insights on the Betterview platform combine regional hazard data with property-level vulnerability insights to give you a complete and transparent view of risk. Built in collaboration with industry-trusted partners, these insights empower insurers to proactively recommend risk mitigation steps to policyholders.Learn about BetterviewPrice accurately in risky regions
With a Wind Vulnerability Score giving property-level vulnerability insights, you can price individual properties according to their risk instead of regional pricing.
Predict future wind claims
Machine learning and computer vision models are built to reveal property vulnerability, identifying factors like missing shingles, roof stains, roof material, and roof shape. Properties with these high-risk factors are scored as higher risk, so underwriters can identify them easily and manage the risk accordingly.
Collaborate with policyholders
Wind Risk Insights reveals the exact property attributes contributing to higher claim risk, empowering underwriters or agents to work with policyholders to proactively mitigate risk, which builds trust and can avoid future claims.
What makes our insights different?
Wind risk scores for streamlined processes
Focus on structural vulnerability and regional hazard
Transparent, actionable data to predict and prevent losses
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Understand overall wind claim probability
Total wind claim predictor
Regional hazard and property-level vulnerability are the key components of understanding overall risk. Wind Claim Predictor combines the FEMA Wind Risk Index (regional hazard) and the Wind Vulnerability Score (property-level vulnerability) and is a single, transparent, and actionable predictor of overall wind claims risk.
Properties scored as extremely high for wind claim risk are significantly more likely to be damaged in a wind event when compared to extremely low properties.
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Understand property survivability
Less vulnerability, more sustainability
We apply computer vision models to high-quality aerial imagery and identify risk factors that led to wind losses based on historical claims dataset. These insights are then synthesized into a Wind Vulnerability Score, allowing users to quickly assess a property’s vulnerability.
Ready for rating
Confidently apply wind models to your ratings. We worked with Milliman Appleseed to pre-file our Wind Vulnerability & Claim Predictor models with over nine relevant states.